Heath Care – the FINAL Frontier?
"I Don't Mind A Parasite. I Object To A Cut-Rate One."
Last comment by sebekm 8 months ago.

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"These are the voyages of the starship OBAMACARE…..it’s three year mission: to seek out and destroy strange, old and “poor quality” health care plans (as WE define them)…..and to replace them with new, far more expensive but “affordable” health care plans (no matter who the losers are)…..and to boldly go where no U.S. government has gone before (no matter what the consequences to the American people and our economy are)…….”

The stories continue to pour in about people who are being “helped” by the UN-Affordable Care Act. The latest comes from a Virginia registered nurse who was so incensed by her experience with “affordable health care” that she chronicled it in a letter to the editor of the Roanoke Times. Here is her letter in its entirety:

“Give back my health care policy

By SHARON B. INGERSON | Ingerson is a resident of the Glenvar area and has worked as a Registered Nurse in Salem for fifteen years.

Wednesday, November 20, 2013

I am a registered nurse and I buy my individual policy with Optima Health. I love it.

However, seeing all the reports about canceled plans, I called them to ask if I would lose my policy. They said that next year I will.

My plan does not qualify under the Affordable Care Act because it does not include maternity coverage. I am a 41-year-old woman with three children (one with moderate-severe autism and mental retardation). I am not having any more children.

This is ridiculous. However, it gets worse. Optima gave me my options. Now I have a $2,500 deductible with 100 percent coverage after the deductible is met. The family deductible is $5,000. The plan costs $209 per month. This is not a substandard plan.

I have a health savings account where I have saved more than $12,000, so if my family needs health care, I can provide for them.

The new Obamacare plans are worse in every regard. They are not better and I do not save $2,500, as President Obama promised so many times.

Here is the closest plan to mine: $3,250 deductible (worse), $6,500 family deductible (worse), and the premium is an outrageous $674 per month (far worse). Essentially, I will pay $465 a month or $5,580 a year more for insurance. Obama promised the average family (I’m a nurse; we’re average) $2,500, but I will pay $5,580 more?

I’ve tried to log onto healthcare.gov, but it is a total disaster. I have called other insurance companies in Virginia and the plans are worse than Optima. The closest plan was a $4,000 deductible/$8,000 family deductible for nearly $600. That is not a better plan. It is far worse.

This will ruin my family’s health care options. I will lose the ability to save any money in my health savings account. Instead of saving for my family’s needs, I will have to give that money to an insurance company.

I will have higher out-of-pocket costs and worse coverage.

Anger doesn’t begin to describe how I feel. I urge my congressional representatives to support the president’s other promise, that “If you like your plan, you can keep it.”

This has to be changed. “

See: http://www.roanoke.com/opinion/commentary/2389210-12/give-back-my-health-care-policy.html

And as pointed out in this article published last month by Forbes online:

“If you read the Affordable Care Act when it was passed, you knew that it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,” as he did—and continues to do—on countless occasions. And we now know that the administration knew this all along. It turns out that in an obscure report buried in a June 2010 edition of the Federal Register, administration officials predicted massive disruption of the private insurance market.

Section 1251 of the Affordable Care Act contains what’s called a “grandfather” provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.

“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,” wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their “grandfather status” and become illegal. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.

Another 25 million people, according to the CBO, have “nongroup and other” forms of insurance; that is to say, they participate in the market for individually-purchased insurance. In this market, the administration projected that “40 to 67 percent” of individually-purchased plans would lose their Obamacare-sanctioned “grandfather status” and become illegal, solely due to the fact that there is a high turnover of participants and insurance arrangements in this market. (Plans purchased after March 23, 2010 do not benefit from the “grandfather” clause.) The real turnover rate would be higher, because plans can lose their grandfather status for a number of other reasons.

How many people are exposed to these problems? 60 percent of Americans have private-sector health insurance……”

See: http://www.forbes.com/sites/theapothecary/2013/10/31/obama-officials-in-2010-93-million-americans-will-be-unable-to-keep-their-health-plans-under-obamacare/

These numbers encompass a hell of a lot of REGISTERED VOTERS. Regardless of the administration’s attempted “fixes” - and even if some people wind up paying less than they did before - they will not forget this very disturbing and disruptive experience. It is an experience which DID NOT HAVE TO BE if the Democrats had properly thought the whole thing through and built in the “fixes” in the first place that they are now proposing after-the-fact. And just about every one of the problems now being experienced by health care consumers were predicted by the Republicans and dismissed by the Democrats as “fear mongering” and “obstruction.”

There is no putting this genie back into the bottle. WE THE PEOPLE will especially remember an administration that has bungled just about every aspect of the implementation of their fatally flawed plan; who knew full well FROM THE OUTSET that there would be some “new winners” and a large number of “new losers” when the dust settled; and who has consistently lied about the reality and tried to put the blame everywhere other than where it belongs: ON THEM. So the question now raised by the above is:

Will the millions of “new losers” live long and prosper under ObamaCare?

I seriously doubt it. But of one thing I’m sure: they are going to remember those who are responsible at the ballot box next November.

Latest Activity: Nov 23, 2013 at 12:28 PM

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PoliticsNation commented on Saturday, Nov 23, 2013 at 16:02 PM

I'm not drinking your kool-aid. The speaker of the house makes over 200,000 and would pay 350.00 a month under the ACA plan. Your starting to frighten me with your dishonesty and personal attacks.

gacpl commented on Sunday, Nov 24, 2013 at 09:08 AM

that's because his plan is 75% subsidized. i guess you missed where obama signed that one in all by himself.

sebekm commented on Sunday, Nov 24, 2013 at 12:14 PM

PN: When you ignore the facts, you are drinking the Kool-Aid. And the Dems should be frightened - in fact they should have been frightened when ObamaCare was first proposed because it threatened to destroy health insurance which adequately served more than 85% of the people in this country. Now that the Republicans predictions about the "train wreck" are coming true, the Dems are STILL in denial about what we are seeing unfold before our very eyes.

I am TOTALLY HONEST. I am personally affected by the negative impacts of ObamaCare, and it is all the more aggravating that I could see it coming - along with a hell of a lot of other Americans. What I have quoted above are NOT lies. The affects of ObamaCare are not lies. The people who are getting it stuck in their rear ends by ObamaCare DO NOT (unlike some of Mr. Obama's constituency) LIKE IT.

Who do you think are paying for the "subsidies' that lower the rates of SOME people? WE ARE - THE TAXPAYERS. The money doesn't come out of thin air. Who do you think are paying for the increases that the insurance companies are heaping on the millions who are being forced into expensive coverage that contains provisions that are not wanted or necessary? WE THE LOSERS - THAT'S WHO! The above indicates that this administration KNEW that more than 60% of the insured would have their plans cancelled. They let it happen.

ObamaCare is a budget and debt ceiling buster that will only continue to screw the vast majority of people in this country. PN - READ THE PRESS. Even the liberal publications are seeing the light and the Democrats in office (the smart ones) are trying to get as far away from Mr. Obama as possible on this issue. THAT IS NO ACCIDENT. IT IS NOT A RESULT OF DISHONESTY OR PERSONAL ATTACKS. IT IS A RESULT OF *BAD LEGISLATION* THAT EVEN THE DEMS NOW SEE IS A TRAIN WRECK.

If you can say that the personal experiences of millions of Americans are "dishonest" and that people speaking out when they are getting screwed by a law is a "personal attack," you belong on the White House propaganda team.

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