On Thursday, the government's official Obamacare Facebook page was riddled with people expressing sticker shock over the government's high cost premiums after struggling for hours to wade through the technical failures vexing Obamacare exchanges all across the country.
"I am so disappointed," wrote one woman. "These prices are outrageous and there are huge deductibles. No one can afford this!" The comment received 169 "likes."
"There is NO WAY I can afford it," said one commenter after using the Kaiser Subsidy Calculator. "Heck right now I couldn't afford an extra 10$ [sic] a month...and oh apparently I make to [sic] much at 8.55/hour to get subsidies."
Another person shared a link found on the federal government's main Obamacare page listing premium estimates for small business employers:
The information is not very complete as I don't see anything about deductible or other detailed info, but it does given an actual price as to the "Premium." It is VERY SCARY!! For example, my insurance plan right now for my spouse and I costs $545 a month with 100% coverage after my $2500 deductible. We are both 32 years old. When I looked at this site for 80% coverage it says it will be $954.78 a month!!!! So compare my old Plan: 100% coverage for $545 a month To New Plan: 80% Coverage for $945 a month. This is only only an estimate but it is VERY Scary for me to see this kind of increase in rates and reduction in benefits!
A single mother of two said she is in school and working full-time while living "75% below the poverty level." She said she was shocked to learn she did not qualify for a healthcare subsidy. "Are you F'ing kidding me????" she wrote on the government's Obamacare Facebook page. "Where the HELL am I supposed to get $3,000 more a year to pay for this 'bronze' health insurance plan!?!??? And I DO NOT EVEN WANT INSURANCE to begin with!! This is frightening," she wrote.
Amid scores of comments expressing frustration with technical failures, one woman said she is "just amazed you could even get to the point of seeing pricing" and that she had been trying to access the system for three days to no avail.
Obamacare sticker shock will not affect millions of low-income Americans; a New York Times analysis published on Wednesday found that Obamacare "will leave out two-thirds of the poor blacks and single mothers and more than half of the low-wage workers who do not have insurance, the very kinds of people that the program was intended to help."
Obamacare will cost taxpayers an estimated $2.6 trillion over the next 10 years.
Here is a frightening revelation courtesy of USATODAY.com:
"Health law changes everyone's open enrollment
Rori Callaway's family got a jolt recently when they looked at the paycheck her husband, Zach, got from his Dallas public school teaching job: A 30% increase in their health insurance premium. The Dallas family of three stuck with the cheapest plan available during open enrollment, but is now paying $760 a month.
The Affordable Care Act, which led to the creation of state and federally run health insurance exchanges that launched last week, is generally thought of as being for the uninsured. But that's not entirely true. It COULD (emphasis added) help the Callaways, too.
The law offers many new protections for anyone who has employer-provided health insurance. It COULD (emphasis added) even help some people with hard-to-afford plans and/or plans that don't cover enough of their health costs.
Even though the new law was designed to simplify insurance purchases, the way the Callaways COULD (emphasis added) get relief is ... complicated.
A glitch in the wording of the law makes it difficult but not impossible for employees who have expensive family plans to get help. The law refers only to the portion an individual's premium is of the household income — not what the family's premium is. The language was designed to make sure people don't leave workplace plans for subsidized coverage through the exchanges. But it had an unfortunate effect. SOME FAMILIES COULD HAVE TO GO WITHOUT AFFORDABLE COVERAGE (emphasis added).
The individual's premium isn't supposed to total more than 9.5% of household income. The Callaways' is now almost double that.
Karen Pollitz, senior analyst with the Kaiser Family Foundation, says families including the Callaways COULD (emphasis added) still shop on the new exchanges; they just wouldn't be eligible for subsidies or tax credits because subsidies are only available to those who can't get affordable coverage. If the plans become unaffordable for the first time outside of a typical fall-to-fall plan year, they MAY (emphasis added) qualify for a special enrollment opportunity.
For help calculating whether your policy would be considered affordable under the law, consult your state exchange or call one of the navigators for help. Get linked to your state's exchange and search for navigators there at the federal government's HealthCare.gov."
Good luck to the Callaways. I wouldn't hold their collective breaths waiting for the "could's" and the "may's" to benefit them. The "go without" possibility is probably far more likely.
The President's job approval rating per Gallup has dropped to 41%, while his disapproval number is up to 52%. Look for the disapproval number to drop into the 30s if there are a lot more experiences with ObamaCare like the Callaways.
It amazes me that with all of the factual flaws of the program being exsposed that the administration is still "full speed ahead, damn the torpedos". If they were really committed to the American people as a whole they should pause the program and work out the flaws. However at ths point we are all aware of the administartions refusal to even discuss this as an option. The Dems were counting on the GOP flinching due to the bad approval of the public. As this goes on we are going to see a significant shift in who the American public deems responsible. At this point the GOP needs to let it ride as it mat very well be the Dems that blink