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October 1 22 million Uninsured-Recieve Health Care
Last comment by Funkentelecky 1 year, 3 months ago.

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Starting on October 1, America will take a huge step towards universal health care. That's the day that 22 million uninsured Americans will be able to start getting affordable health insurance under Obamacare.


Why Do We Need Health Insurance?

When AARP holds town hall meetings, officials have found that the public is equally unclear about Medicare, the government health insurance program for Americans with certain disabilities or who are more than 65 years old, and whether it will change under the ACA.

Until now, the country's 49.5 million Medicare beneficiaries have mostly felt the impact of health care reform in their doctors' offices, where preventative services such as annual wellness checkups, immunizations and tests for cancer, cholesterol and diabetes are now covered without co-payments. But with full implementation of the law on the horizon, questions about how one will affect the other abound.

How to Choose Between Medicare and Medicare Advantage

"There always has been confusion about Medicare," says Dr. Gail Wilensky, a policy analyst who directed Medicare and Medicaid from 1990 to 1992 and served as a senior health and welfare adviser to President George H.W. Bush. "Now there's more confusion than usual because of the focus on the Affordable Care Act and how it does or does not relate."

Here are five myths and facts surrounding Medicare and the ACA.

Medicare is ending. False. Obamacare is not replacing Medicare. In fact, AARP representatives say that Medicare will become stronger once the ACA is fully in effect. "Medicare's guaranteed benefits are protected in ways they hadn't been protected in the past," says Nicole Duritz, AARP's vice president for Health Education and Outreach.

Medicare beneficiaries must buy more health insurance to comply with the ACA. False. This stems from misunderstandings about the individual mandate, a key ACA provision requiring people who are currently uninsured to buy coverage or pay a penalty. Medicare is health insurance, so beneficiaries do not need to buy anything during the ACA enrollment period that starts on Oct. 1, when the state-run health insurance marketplaces open for business. Medicare beneficiaries can change their plans and prescription drug coverage during the Medicare open enrollment period, which is Oct. 15 through Dec. 7. Medicare beneficiaries who are satisfied with their current plans don't have to do anything.

Should You Pay the Obamacare Tax Penalty?

Medicare beneficiaries will pay more for their medications under Obamacare. Partially true. Under the ACA, higher-income Medicare beneficiaries – those who earn more than $85,000 per person or $170,000 per couple – pay slightly more for their prescription drug coverage, or Medicare Part D. But this only affects about 5 percent of beneficiaries, AARP's Duritz points out. The vast majority of Medicare beneficiaries will see their drug costs go down as the ACA begins to close the "donut hole," a coverage gap that forces Medicare beneficiaries to pay 100 percent of their prescription drug costs up to a certain amount. This gap is expected to be fully closed by 2020, but those who fall into the gap this year will get a 47.5 percent discount on certain brand-name drugs and a 21 percent discount on generic drugs until they reach the out-of-pocket limit. In 2012, roughly 3.5 million Medicare beneficiaries saved an average of $706 each, the federal Department of Health and Human Services reported in March. As the donut hole closes, the savings will increase.

Medicare beneficiaries won't be able to see their current doctors. False. Nothing in the ACA expressly changes which doctors Medicare patients can see. Hospitals, physicians, pharmacies and other health care providers make routine business decisions and may choose to withdraw from the Medicare program, but no master switch is flipping on Jan. 1 requiring Medicare beneficiaries to leave their current doctors and choose new providers.

Medicare premiums are rising. Partially true. Medicare premiums are calculated by a complicated formula established long before the ACA, and those premiums rise annually. "Medicare premiums are rising because health care costs rise each year, but less rapidly than premiums for private health insurance, and less rapidly than previously projected," explains Paul Van de Water, senior fellow at the Center on Budget and Policy Priorities. Those who earn more than $85,000 per person or $170,000 per couple will continue to pay more for their Medicare Part B coverage, as they have since 2007 – that increased cost is not related to the ACA.

Amid rhetoric of an impending Medicare train wreck caused by Obamacare, Van de Water emphasizes: "Medicare faces financial challenges, but it is not on the verge of 'bankruptcy' or ceasing to operate."

Dr. Mark Pauly, a professor of health care management at the University of Pennsylvania's Wharton School, affirms that "there will always be a subsidized insurance program for the elderly," but explains that it is a malleable policy subject to political will.

"What it will pay for and how much of it will be paid by non-poor seniors is, however, highly uncertain and will depend on politics as much as economics," he says.



Latest Activity: Aug 27, 2013 at 9:16 PM


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Sheran commented on Tuesday, Aug 27, 2013 at 21:40 PM
PoliticsNation commented on Tuesday, Aug 27, 2013 at 21:55 PM

It's disgusting—people could actually die because they don't get the health insurance they need, and our entire health care system would be thrown into chaos. But these groups are so blinded by hate for Barack Obama that they'll do anything to make his signature program go up in smoke.

PoliticsNation commented on Tuesday, Aug 27, 2013 at 22:00 PM

It's disgusting that the right wing has spent so much time and money fighting affordable healthcare. The lies, false ads and the millions of dollars they plan to spend before October 1 is disrespectful to the American people. Don't be swayed by Photoshop videos like the one posted above.

Sheran commented on Tuesday, Aug 27, 2013 at 22:15 PM

Do the research...Ask women in their 40's and 50's that are single and unemployed if they can find a job... It cost more to insure women of this age. I know of 2 women that lost their job this year.... Older women will be fired or let go! Do the research and prove me wrong.

PoliticsNation commented on Tuesday, Aug 27, 2013 at 22:35 PM

@Sheran we've had this conversation before. Moving along whistling...

Sheran commented on Tuesday, Aug 27, 2013 at 22:45 PM
PoliticsNation commented on Wednesday, Aug 28, 2013 at 06:19 AM

Sebekem, you constantly talk out of both sides of your mouth; like your GOP counterparts. Double talk is the reason no one respects the GOP to date. It's okay for you to whine and carry on when you don't think justice was served or the courts got it right
Example:
"I don't care WHY it was dismissed. It was dismissed under conditions where no legal liability for any wrongdoing - civil or criminal - was assigned to Deen and the complainant can not refile. That is equivalent to a finding of NOT GUILTY. That's the other side of the story I intended to highlight. For all the fussing and fuming in media and blogs, the instant allegations are now procedurally dead Now just like Zimmerman, Deen will pay a price, but two lawsuits were DISMISSED in court.. That's the story here".
Affordable Health Care is the law of the land. The Supreme court, the highest court in the land stated the law was constitutional...That's the story here. It doesn't matter how they arrived there; they went there.For all the fussing and fuming in media, congress and blogs, the fight to end Obama Care is now procedurally dead he because it's the land of the law.
It's time for you and others-as you so elegantly stated to stop wasting the country's time trying to repel the law of the land and move forward...

Practice what you preach.

PoliticsNation commented on Wednesday, Aug 28, 2013 at 06:27 AM

Sebekem, you constantly talk out of both sides of your mouth; like your GOP counterparts. Double talk is the reason no one respects the GOP to date. It's okay for you to whine and carry on when you don't think justice was served or the courts got it right

Example- Sebekem words on his blog "Fair and Balanced":

"I don't care WHY it was dismissed. It was dismissed under conditions where no legal liability for any wrongdoing - civil or criminal - was assigned to Deen and the complainant can not refile.

That is equivalent to a finding of NOT GUILTY. That's the other side of the story I intended to highlight. For all the fussing and fuming in media and blogs, the instant allegations are now procedurally dead Now just like Zimmerman, Deen will pay a price, but two lawsuits were DISMISSED in court.. That's the story here".

Affordable Health Care is the law of the land. The Supreme court, the highest court in the land stated the law was constitutional...That's the story here.

It doesn't matter how they arrived there; they went there.For all the fussing and fuming in media, congress and blogs, the fight to end Obama Care is now procedurally dead he because it's the land of the law.

It's time for you and others-as you so elegantly stated to stop wasting the country's time trying to repel the law of the land and move forward...I'm sure you will try to say the issues are different but there not.You want people to accept those verdicts because they were tried in court and the court had the last say.

Practice what you preach.

Comment

gacpl commented on Wednesday, Aug 28, 2013 at 08:47 AM

the effects of obama care can be seen in the help wanted adds. banks are hiring more tellers and posting 20 hours a week only. a couple of corner stores here in hinesville have signs posted for jobs with no more then 20 hours a week. restaurants are hiring extra people to get ready for the cut in hours. they estimate that one in 5 kids goes to bed hungry in this country, it's only going to get worst when you cut the parents work hours. affordable health care is important, but you have to look at the long term full cost of it. if it's so great of a program why has the cost parts been put off until after the election? why are the president, congress and the senate exempt to have it for their employees and staff? they were not exempt when it passed. why did that change? simple, after reading it they know it's not good for them. so why would it be good for the rest of us?

HMJC commented on Wednesday, Aug 28, 2013 at 09:29 AM

PN again, the 13% stand to gain the most and that seems to be ok with you. The Medicare funding issues if you recall might have a little to do with the 700 million obama stated he was "streamlining" to help fund obamacare. All of had concurred that access to healthcare should be a prioity; just not through a knee jerk legislation that does not have the ability to sustain itself. Furthermore, the burdon it puts on employers like it or not almost forces them to change how they do business in order to keep their doors open.

HMJC commented on Wednesday, Aug 28, 2013 at 12:52 PM

PN, I would also say in all fairness that when you say "educate yourself" that the facts you present can be countered with contrasting facts. So at the end of the day it still really comes down to which side of the fence you are on. I will never be on board for any type of wealth distribution based program. That is not what this country was founded on and not how what the "American Dream" is based on. I do not need the government making my decisions for me or telling me how to spend my money anymore than they already do with my taxes. Once again, there does need to be change but contray to his campaign slogan, we really do need change we can count on. Haven't seen that to date nor do I expect it any time soon.

timeontarget commented on Thursday, Aug 29, 2013 at 13:02 PM

The change which came was not good.

Puten said something to the effect that Obama and the Democratic party were either fools or they are simply trying to destroy America.

PoliticsNation commented on Thursday, Aug 29, 2013 at 18:35 PM

It's amazing how quick most of you are to condemn others for going on and on about issues they care about. "Respect the courts decision, respect the land of the law, move on a decision has been made".. If Obama Care flops let it flop but respect it is the law of the land and the Supreme court ruled it constitutional. It's okay for the right to protest, line up in the streets and hold the country hostage because they don't agree with the courts decision. However, when minorities protest, stand up for what they believe in it's wrong and divisive. I don't take you serious because most of you talk out of both sides of your mouth.

up2sumptin commented on Thursday, Aug 29, 2013 at 19:49 PM

I don't think anyone was advocating civil dissilience PN. They are merely stating why they do not think it's a good law. Sorry but I agree with them. While I would like for people like my sister, who had cancer when she was 20, and my child, who was born with a pre-existing condition, get affordable healthcare (which is an oxymoron) I think the negative aspects of the law outweighs the good the law is going to do.

PoliticsNation commented on Thursday, Aug 29, 2013 at 20:07 PM

I respect your opinion UP2. However, when minorities were advocating against the " stand your ground law" because they didn't think it was a good law; they were seen as troublemakers.I think everyone on here has the right to fight for what they believe in. However, they should show the same respect when others fight for something they don't agree with.

Sheran commented on Thursday, Aug 29, 2013 at 22:24 PM

Here' a majority point of view that works for a living!

http://www.youtube.com/watch?v=fxFdv_...

http://www.youtube.com/watch?v=QnpWJG...

gacpl commented on Thursday, Aug 29, 2013 at 22:27 PM

minorities were advocating against the " stand your ground law" due to the fact that most criminals are minorities, and they are tired of law abiding citizens being able to shot them when they threaten them. FBI statistics back it up too.

PoliticsNation commented on Thursday, Aug 29, 2013 at 22:36 PM

@gacpl...that's not true but your entitled to your own opinion. In fact as of this moment you no longer exist to me. You can post all day and night but you will never get feed-back from me. I don't feed hate. Your in my prayers.

Sheran commented on Thursday, Aug 29, 2013 at 23:03 PM

DAMN, if PN keeps refusing to talk to all of us that disagrees, she will go faster than Murrlet.

timeontarget commented on Friday, Aug 30, 2013 at 14:59 PM

"On Obamacare-they could have reformed the health care system in a much more equitable, intelligent, and responsible way that would help the needy but not kill businesses."

Most of our inept efforts to fix things by our self serving public officials has been structured with an idea to hinder or at the least cost the business community.

Most Liberals are public servants city, county, state, civil service etc.

This country was founded on a belief that we all had the liberty to seek our fortune in free enterprise.

Public servants once upon a time earned wages less than private sector employees.

Our private sector is struggling to stay on it's feet and Obamacare is adding an additional heavy load.

Maybe so much of an overload that it causes a "breakdown".

timeontarget commented on Saturday, Aug 31, 2013 at 07:26 AM

Not sure that it is a true statement but I think I am at least close to correct.

I was stating my personal opinion.

While there are many public servants who are conservative there are very few entrepreneurs who embrace liberalism.

Those involved in private enterprise are the sole source of revenue going into the treasury.

timeontarget commented on Sunday, Sep 01, 2013 at 13:44 PM

This is what we get for electing an incompetent, unexperianced community organizer who can deliver eloquent speeches via reading from a teliprompter, to the highest office in the land and once the most respected and powerful position on the planet.

The president of the United States of America is no longer the most respected position on earth.

It has transpired in these last 24 to 30 years.

I wish I was wrong but I'm afraid I'm almost spot on.

Sorry

Funkentelecky commented on Sunday, Sep 01, 2013 at 20:03 PM

It’s a shame that people will defend doing wrong over doing what’s right. The President swore in to defend and uphold the constitution. His job as the Executive of this great nation is to enforce the laws on the books. He has decided that he can delay the employer mandate for a year, so is that enforcing the law? And yes, the Supreme Court ruled Obamacare constitutional because John Roberts cited that congress has the authority to tax since there are 21 new taxes within the law. What he failed to realize is that Obamacare was born in a Filibuster proof Senate and that Article 7, Section 7.1 states “All bills for raising revenue shall originate in the House of Representatives; but the Senate may propose or concur with amendments as on other bills. “ The word shall is absolute and so with this in mind and the fact that Obama is breaking the laws that he swore to uphold, I see nothing wrong with getting rid of a train wreck before it happens . “The needs of the many, outweigh the needs of the few or the one”

Doctor Tom Price US Representative from Georgia co-authored the Empowering Patients First Act HR3400 in July 2009 and it is a Superior Bill and President Obama, Nancy Pelosi and Harry Reid played politics as usual and and buried it in committee. So when President Obama goes out and say’s the Republicans have no alternative to Obamacare, someone needs to remind him that he is disingenuous and we can’t stand it anymore.

http://community.coastalcourier.com/b...


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